Contents
Digital Payments
Jacktrade supports choices to select among multiple payment processors. Payments can be received in multiple ways
- Cash and Cheque recording
- Credit card (online via key entry)
- Debit card as a credit card
- Custom where you can define payment type as needed
Location Based Payments Processing
Jacktrade support running payment transactions via single or multiple business locations per business profile. Business location may change, add, or delete anytime during the lifecycle of the business.
Any changes to the business configuration are reported by the service application. Jacktrade supports soft deletion of any business configuration. A hard delete will also be supported for internal operations. The policy of security checks is dependent on the country processing the payment. Some require OTP, others require billing zip codes. Per country configuration set part of the business configuration in the Jacktrade.
A particular business may support multiple locations situated in different countries. Service applications support taking particular currencies supported by the payment gateway of choice. Users select. A default currency is presented based on the country of business location. If the currency is not present, and no currency is chosen, then the payment gateway configuration is marked as incomplete.
The currency type has to be communicated by the Service application via the API call to Jacktrade.
Payment Processors
Jacktrade supports two payment processors:
- Braintree from Paypal provides global commerce tools people need to build businesses, accept payments, and enable commerce for their users. It’s the simplest way to get paid for your great ideas — across any device, and through almost any payment method. Merchants in more than 45 countries/regions worldwide can accept, split, and enable payments in more than 130 currencies using Braintree. And we’re here for you — with stellar support, innovative concepts, and simple processes.
- Fiserv via Authorize.net is a global fintech and payments company with solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale. Fiserv is a global leader in financial services technology driving innovation in Payments, Processing Services, and Risk & Compliance.
Secure and Confidential
Jacktrade payment solution is PCI Compliant and guarded behind the industry’s best security protocols. Jacktrade does card verification during the card save process or when directly charging without saving the card. It also automatically verifies if the card is valid when the card is used to process transactions. Jacktrade maintains status if the card was verified so it does not repeatedly verifies every time a card is used. If the card is used for a one-time charge only – then card verification status is not required.
In addition, you can set up your gateway configuration to limit transactions. Configuration is required per payment gateway as follows:
- Minimum Order Total: Total maximum amount allowed per payment transaction.
- Maximum Order Total: Total minimum amount allowed per payment transaction.
- Payment from Specific Countries: List countries where payments are allowed from. ZIP code and country code are mandatory checks for verification.
- Request Card Security Code: Yes or No
- Request Card Billing Zip Code: Yes or No
Fraud detection is mostly the responsibility of the payment processor.
Picking A Gateway
Based on the gateway picked, a list is generated for all the supported gateway types. Users can select acceptable card types for their payment processing.
- MasterCard
- Visa
- Discover
- American Express
- JCB
- Solo
It is possible that certain businesses may not accept all the cards. By default, only MC, Visa, and Discover are enabled. During the card verification process, an appropriate card acceptance or rejection warning is presented in the UI.
Transaction Activity
Payment activity is recorded both in the service application and in the Jacktrade server. All transaction activities are logged for your record keeping. It will be queued to deposit onto the remote server. Payment History should show the following fields:
- Product Name
- Business ID
- Business Name
- Payment date
- Charge Name
- Charge Amount
- Payment Status (Success, failure)
- Recurring – yes or no
- Last Recurring Payment – yes or no
- Payment Type (Cash, Online, etc), Instead of credit card, it showed the card type like Visa, MasterCard, etc.
- Transaction Type
- Charge
- Refund
- Void
Your Customers Can Pay You Online
Businesses have a hard time taking payments and are also running after customers as a means to receive payments. Jacktrade makes taking payments from your customer seamless and simple. Once you enable the payment gateway, you can also enable an online checkout process dedicated to your business. You can share the payment link with your customers so they can simply click the link and make a payment with their credit card or debit card.
Supported Countries
Each gateway supports a list of supported currencies and regions, and each country may have different transaction rates. This will be managed by the payment gateway. Taking foreign currency is not supported when charging from the business location. For example, a location in India can not charge in US dollars.
The following currencies are supported by Payment System for merchants using the North platform. The Omaha platform only processes transactions in USD.
By default, each Payment System outlet can only process one currency which is the currency listed on the merchant’s North or Omaha processing account. If a transaction is sent to the Payment System with an invalid currency, the transaction will be declined. A Payment System outlet can process more than one currency per account only if the merchant is using Dynamic Currency Conversion (DCC) and/or Dynamic Pricing (DP), or Global Merchant Acquiring (GMA).
Country |
Currency Name |
Currency Code |
Afghanistan |
Afghani |
AFN |
Algeria |
Algerian Dinar |
DZD |
Argentina |
Argentine Peso |
ARS |
Armenia |
Armenian Dram |
AMD |
Aruba |
Aruban Guilder |
AWG |
Australia |
Australian Dollar |
AUD |
Christmas Island |
Australian Dollar |
AUD |
Cocos (Keeling) Islands |
Australian Dollar |
AUD |
Heard and Mcdonald Islands |
Australian Dollar |
AUD |
Kiribati |
Australian Dollar |
AUD |
Nauru |
Australian Dollar |
AUD |
Norfolk Island |
Australian Dollar |
AUD |
Tuvalu |
Australian Dollar |
AUD |
Azerbaijan |
Azerbaijani Manat |
AZN |
Bahamas |
Bahamanian Dollar |
BSD |
Thailand |
Baht |
THB |
Panama |
Balboa |
PAB |
Bangladesh |
Bangladeshi Taka |
BDT |
Barbados |
Barbados Dollar |
BBD |
Belarus |
Belarusian Ruble |
BYN |
Belize |
Belize Dollar |
BZD |
Bermuda |
Bermuda Dollar |
BMD |
Venezuela |
Bolivar Fuerte |
VEF |
Bolivia |
Bolivian Boliviano |
BOB |
Brazil |
Brazilian Real |
BRL |
Great Britain |
British Pound |
GBP |
Brunei Darussalam |
Brunei Dollar |
BND |
Bulgaria |
Bulgarian Lev |
BGN |
Burundi |
Burundi Franc |
BIF |
Canada |
Canadian Dollar |
CAD |
Cape Verde Islands |
Cape Verde Escudo |
CVE |
Cayman Islands |
Caymans Islands Dollar |
KYD |
Benin |
CFA Franc BCEAO |
XOF |
Burkina Faso |
CFA Franc BCEAO |
XOF |
Cote D’ivoire (Ivory Coast) |
CFA Franc BCEAO |
XOF |
Guinea-Bissau |
CFA Franc BCEAO |
XOF |
Mali |
CFA Franc BCEAO |
XOF |
Niger |
CFA Franc BCEAO |
XOF |
Senegal |
CFA Franc BCEAO |
XOF |
Togo |
CFA Franc BCEAO |
XOF |
Cameroon |
CFA Franc BEAC |
XAF |
Central African Republic |
CFA Franc BEAC |
XAF |
Chad |
CFA Franc BEAC |
XAF |
Congo |
CFA Franc BEAC |
XAF |
Equatorial Guinea |
CFA Franc BEAC |
XAF |
Gabon |
CFA Franc BEAC |
XAF |
French Polynesia |
CFP Franc |
XPF |
New Caledonia |
CFP Franc |
XPF |
Wallis and Futuna |
CFP Franc |
XPF |
Chile |
Chilean Peso |
CLP |
China |
Chinese Yuan Renminbi |
CNY |
Colombia |
Colombian Peso |
COP |
Comoros |
Comoros Franc |
KMF |
Democratic Republic of the Congo |
Congolese Franc |
CDF |
Bosnia and Herzegovina |
Convertible Mark |
BAM |
Nicaraguan |
Cordoba |
NIO |
Costa Rica |
Costa Rican Colon |
CRC |
Croatia |
Croatian Kuna |
HRK |
Czech Republic |
Czech Koruna |
CZK |
Denmark |
Danish Krone |
DKK |
Faroe Islands |
Danish Krone |
DKK |
Greenland |
Danish Krone |
DKK |
Macedonia (former Yugoslav Republic) |
Denar |
MKD |
Djibouti |
Djibouti Franc |
DJF |
Sao Tome & Principe |
Dobra |
STD |
Dominican Republic |
Dominican Peso |
DOP |
Vietnam |
Dong |
VND |
Anguilla |
East Caribbean Dollar |
XCD |
Antigua and Barbuda |
East Caribbean Dollar |
XCD |
Egypt |
Egyptian Pound |
EGP |
El Salvador |
El Salvador Colon |
SVC |
Eritrea |
Eritrean Nakfa |
ERN |
Eritrea |
Ethiopian Birr |
ETB |
Aland Islands |
Euro |
EUR |
Andorra |
Euro |
EUR |
Austria |
Euro |
EUR |
Belgium |
Euro |
EUR |
Cyprus |
Euro |
EUR |
Estonia |
Euro |
EUR |
European Union Countries |
Euro |
EUR |
Finland |
Euro |
EUR |
France |
Euro |
EUR |
France Metropolitan |
Euro |
EUR |
French Guiana |
Euro |
EUR |
French Southern Territories |
Euro |
EUR |
Germany, Republic Of |
Euro |
EUR |
Greece |
Euro |
EUR |
Guadeloupe |
Euro |
EUR |
Holy See (Vatican City State) |
Euro |
EUR |
Ireland |
Euro |
EUR |
Italy |
Euro |
EUR |
Kosovo, United Nations Mission in Kosovo (Unmik) |
Euro |
EUR |
Latvia |
Euro |
EUR |
Lithuania |
Euro |
EUR |
Luxembourg |
Euro |
EUR |
Malta |
Euro |
EUR |
Martinique |
Euro |
EUR |
Mayotte |
Euro |
EUR |
Monaco |
Euro |
EUR |
Montenegro |
Euro |
EUR |
Netherlands |
Euro |
EUR |
Portugal |
Euro |
EUR |
Reunion |
Euro |
EUR |
Saint Barthélemy |
Euro |
EUR |
Saint Martin, French part |
Euro |
EUR |
San Marino |
Euro |
EUR |
Slovakia |
Euro |
EUR |
Slovenia |
Euro |
EUR |
Spain |
Euro |
EUR |
St. Pierre and Miquelon |
Euro |
EUR |
Falkland Islands (Malvinas) |
Falkland Island Pound |
FKP |
Fiji |
Fiji Dollar |
FJD |
Hungary |
Forint |
HUF |
Gambia |
Gambian Dalasi |
GMD |
Georgia |
Georgia Lari |
GEL |
Ghana |
Ghanaian Cedi |
GHC |
Gibraltar |
Gibraltar Pound |
GIP |
Haiti |
Gourde |
HTG |
Guatemala |
Guatemalan Quetzal |
GTQ |
Guinea |
Guinea Franc |
GNF |
Guyana |
Guyanan Dollar |
GYD |
Hong Kong |
Hong Kong Dollar |
HKD |
Iceland |
Icelandic Krona |
ISK |
India |
Indian Rupee |
INR |
Jamaica |
Jamaican Dollar |
JMD |
Japan |
Japanese Yen |
JPY |
Kazakhsta |
Kazakhstan Tenge |
KZT |
Kenya |
Kenyan Shilling |
KES |
Papua New Guinea |
Kina |
PGK |
Lao, Peoples Democratic Republic |
Kip |
LAK |
Angola |
Kwanza |
AON |
Lebanon |
Lebanese Pound |
LBP |
Albania |
Lek |
ALL |
Hondura |
Lempira |
HNL |
Sierra Leone |
Leone |
SLL |
Lesotho |
Lesotho Loti |
LSL |
Liberia |
Liberian Dollar |
LRD |
Swaziland |
Lilangeni |
SZL |
Madagascar |
Malagasy Franc/Ariary |
MGF |
Malawi |
Malawi Kwacha |
MWK |
Malaysia |
Malaysian Ringgit |
MYR |
Turkmenistan |
Manat |
TMT |
Mauritius |
Mauritius Rupee |
MUR |
Moldova, Republic Of |
Moldovan Leu |
MDL |
Morocca |
Moroccan Dirham |
MAD |
Mozambique |
Mozambique Metical |
MZM |
Myanmar |
Myanmar Kyat |
MMK |
Nigeria |
Naira |
NGN |
Namibia |
Namibian Dollar |
NAD |
Nepal |
Nepalese Rupee |
NPR |
Netherlands Antilles |
Netherlands Antillean Guilder |
ANG |
Israel |
New Israeli Shekel |
ILS |
Taiwan |
New Taiwan Dollar |
TWD |
New Zealand |
New Zealand Dollar |
NZD |
Bhutan |
Ngultrum |
BTN |
Norway |
Norwegian Kroner |
NOK |
Peru |
Nuevo Sol |
PEN |
Mauritania |
Ouguiya |
MRO |
Tonga |
Pa’anga |
TOP |
Pakistan |
Pakistan Rupee |
PKR |
Paraguay |
Paraguay Guarani |
PYG |
Macao |
Pataca |
MOP |
Mexico |
Peso |
MXN |
Philippines |
Philippine Peso |
PHP |
Botswana |
Pula |
BWP |
Qatar |
Qatari Rial |
QAR |
South Africa |
Rand |
ZAR |
Cambodia |
Riel |
KHR |
Romania |
Romanian Leu |
RON |
Maldive |
Rufiyaa |
MVR |
Indonesia |
Rupiah |
IDR |
Russian Federation |
Russian Ruble |
RUB |
Rwanda |
Rwanda Franc |
RWF |
Saint Helena, Ascension and Tristan Da Cunha |
Saint Helena Pound |
SHP |
Saudi Arabia |
Saudi Riyal |
SAR |
Serbia (Republic of) |
Serbian Dinar |
RSD |
Seychelles |
Seychelles Rupee |
SCR |
Singapore |
Singapore Dollar |
SGD |
Solomon Islands |
Solomon Islands Dollar |
SBD |
Kyrgyzsta |
Som |
KGS |
Uzbekista |
Som |
UZS |
Somalia |
Somali Shilling |
SOS |
Tajikistan |
Somoni |
TJS |
South-Korea |
South-Korean Won |
KRW |
Sri Lanka |
Sri Lanka Rupee |
LKR |
Suriname |
Suriname Guilder |
SRG |
Sweden |
Swedish Krona |
SEK |
Liechtenstein |
Swiss Franc |
CHF |
Switzerland |
Swiss Franc |
CHF |
Samoa |
Tala |
WST |
Tanzania, United Republic of |
Tanzanian Shilling |
TZS |
Trinidad and Tobago |
Trinidad/Tobago Dollar |
TTD |
Mongolia |
Tugrik |
MNT |
Turkey |
Turkish Lira |
TRY |
United Arab Emirates |
UAE Dirham |
AED |
Uganda |
Uganda Shilling |
UGX |
Ukraine |
Ukrainian Hryvnia |
UAH |
United States |
United States (U.S.) Dollar |
USD |
Uruguay |
Uruguayo Peso |
UYU |
Vanuatu |
Vatu |
VUV |
Yemen |
Yemeni Rial |
YER |
Zambia |
Zambian Kwacha |
ZMW |
Zimbabwe |
Zimbabwe Dollar |
ZWD |
Poland |
Zloty |
PLN |